Plumbers Liability
Insurance
Workers Compensation
We've developed affordable insurance programs for plumbing contractors.
Workers Comp Coverage for Plumbing Contractors
For more than 15 years, we have assisted commercial and residential plumbers in locating reasonable coverage. Our Experts are aware of the particular underwriting specifications set forth by insurance companies. We’ve created programs to assist you in obtaining the finest deals and most flexible payment options because of this.
We collaborate with top providers of plumbing insurance.
Pay As You Go
Boost cash flow and lower the chance of large audit costs.
Comparison Pricing
Obtain estimates from several insurance providers to guarantee the best deals.
Claims Management
To expedite the settlement of claims, our carriers employ skilled claim managers.
Our Top Carriers for Plumbers and Pipefitters Insurance
Markel FirstComp
Accident Fund
The Hartford
Benchmark Insurance
Travelers
ICW Group
Liberty Mutual
PIE Insurance
AmTrust
Workers Compensation Class Codes Related to Plumbing
Workers are classified according to the tasks they perform for their employers. Currently, insurance companies can classify employees using almost 800 class codes provided by the National Council on Compensation Insurance (NCCI). To price a policy, insurance companies manually calculate a rate for each class code.
Sorting employees correctly is a crucial step in obtaining quotes. Employers who were incorrectly classified may wind up with excessive coverage costs or debt following an audit.
Class Code 5183 | All Employees in Plumbing
Companies that connect and detach steam, gas, and water pipes are their main business. Either a business or residential building may be used for work. Installation and maintenance of sinks, toilets, faucets, and appliances like water heaters and refrigerator water lines are among the often provided services. This class code covers pipe fitting, which includes the installation of tubing for refrigeration units and other associated fittings and appliances.
The general plumbing class code covers installing subterranean lawn sprinkler systems. This class code covers pipe fittings of all diameters as well as related fixtures. However, in the majority of states, the installation of automated fire sprinklers is categorized under class code 5188, automated Sprinkler Installation.
Alternative State Class Codes for Plumbing:
In addition to the NCCI-recommended class codes, many states frequently employ unique class codes for particular industries.
| Class Code | State |
|---|---|
| 663 | Plumbing Contractors | Delaware / Pennsylvania |
| 5184 | Boiler and Steam Pipe | New York / New Jersey / California |
Synonyms: plumbing, plumbers, boiler and pipe insulation, pump installation, pipe fitting, sewer cleaning, roto rooter insurance, lawn sprinkler install
Workers Compensation is a national Agency, licensed throughout the United States.
Get the Best Plumbing Insurance Coverage
Many plumbing companies are overpaying for insurance because the insurance companies that offer the lowest rates are not available to their agent. Installment programs based on expected payroll that remain constant despite fluctuations in payroll are utilized by other business owners. We assist our clients in locating the most affordable insurance plans for every distinct state and kind of plumbing enterprise. Your company’s cash flow will be enhanced by our Pay As You Go payment options. New entrepreneurs and businesses with higher Experience Modification Ratings are the clients we work with. Since 2005, we have been blogging about plumbing contractors.
Program Features
No Minimum Premium Requirements
Pay As You Go Work Comp – $0 Deposit
Guaranteed Cost and Deductible Options
Expertise in National Plumbing Insurance
Greater Markets for Greater Solutions. We shop renewals too
Options for Commercial Package Insurance
How Does Workers Comp Work?
Workers comp coverage protects employees when injured. It makes good financial sense for both parties.
Accidents and injuries occur. These mishaps and claims are covered by a no-fault scheme called workers compensation insurance. In most states, it’s mandated by law.
- Lost income for workers who can't perform job duties
- Medical expenses for injury or illness on the job
- Retraining expenses for employees unable to return
- Permanent injury or disability for lasting injuries
- Survivor benefits if employees are killed on the job
Coverage does not protect employers from everything. Sometimes employees and employers can be negligent.
Workers compensation insurance may not always shield employers or employees from lawsuits brought on by workplace accidents.
- Injuries resulting from a violation of the law
- Accidents resulting from using drugs or alcohol
- Injuries that did not occur in connection with the job
- Clear company policy violations
- Injuries that did not occur in connection with the job
Lower Plumber Insurance Costs
For plumbers, the cost of business insurance has been rising. The primary drivers of the cost increase in coverage have been workers compensation and general liability insurance. In order to offer our clients business insurance packages that are more reasonably priced, we have teamed with our insurance providers. Find out more about our alternatives for electricians’ package insurance:
- Employee Benefits and Employer Liability
- Liability Insurance for Plumbers
- Both Personal and Commercial Property
- Liability for umbrellas and more
Not every class code or every line of insurance coverage will be offered in every state. For information on our general liability and workers compensation insurance programs, get in touch with one of our workers compensation specialists.
How Much is Insurance for a Plumbing Company?
Under the plumber class code, our clients typically pay about $2.65 for workers compensation for every $100 of payroll. A general liability insurance coverage typically costs $950.00.
Workers Comp Costs
- Work Comp costs are determined by payroll.
- Your cost will be influenced by your state and EMR rating.
- The kind of plumbing work might alter costs.
- There may be premium reductions and policy credits.
General Liability Costs
- Plumbers' GL rates are determined by payroll and are rated per $1000.
- Pricing may be impacted by gross revenue.
- For underwriters, the kind of plumbing work counts.
- Pricing is impacted by years in company and prior claims.
- SIC 1711: Installation and Repair of Plumbing Systems
How To Get Workers Comp
How Do I Get Started?
Here's what we need from you
- Business details, locations, FEIN or SSN
- Estimated annual payroll and job duties- class codes
- Claims info or loss history- if applicable
What Happens Next?
We go find for your best price
- Our software matches you with top-rated carriers
- Our agents apply and negotiate your lowest rates
- We present and recommend your best options
Real Agents, Fast Insurance Quotes
Compared to other insurance companies or organizations offering online workers compensation estimates, Workers Compensation is unique. We are authorities on ownership regulations, class codes, audits, and state legislation. The best workers compensation insurance quotes from reputable carriers are obtained through our quote procedure. Check it out for yourself. Give our professionals a call at or begin your online workers compensation quote request right now. You’ll be happy that you did.
Workers Compensation Info
- What is Workers Compensation?
- Workers Compensation Class Codes
- Experience Modification Rates
- How Much Does Workers Comp Cost?
- Workers Compensation by State
Workers Comp Programs
- Best Selling Workers Comp Programs
- Pay As You Go Insurance
- Self Monthly Workers Comp Reporting
- The Hartford Workers Compensation
- Multi-State Workers Comp Coverage
Employer Resources
- Workers Compensation Rates
- Rules for Workers Comp
- Frequently Asked Questions
- Find a Workers Comp Form
- Get Workers Compensation Quotes
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