Office Workers Compensation Insurance
We've created the most reasonably priced insurance plans just for small company offices.
Workers Comp Coverage for Business Offices
For more than 15 years, we have assisted professional small company owners in locating simple and reasonably priced insurance. Our Experts know how to obtain the finest deals and are familiar with the insurance companies’ underwriting specifications. We’ve created programs to assist you in obtaining the finest deals and most flexible payment options because of this.
The top insurance providers who write office coverage collaborate with us.
Pay As You Go
Boost cash flow and lower the chance of large audit costs.
Comparison Pricing
Obtain estimates from several insurance providers to guarantee the best deals.
Claims Management
To expedite the settlement of claims, our carriers employ skilled claim managers.
Our Top Office Insurance Companies
Markel FirstComp
Accident Fund
Cimarron Insurance
Benchmark Insurance
Normandy Insurance
ICW Group
UBIC Insurance
PIE Insurance
Synergy Coverage Solutions
Workers Compensation Class Codes Related to Clerical Offices
Workers are classified according to the tasks they perform for their employers. Currently, insurance companies can classify employees using almost 800 class codes provided by the National Council on Compensation Insurance (NCCI). To price a policy, insurance companies manually calculate a rate for each class code.
Sorting employees correctly is a crucial step in obtaining quotes. Employers who were incorrectly classified may wind up with excessive coverage costs or debt following an audit.
Workers Comp Code 8810 | Office and Professional
Companies that specialize in handling administrative tasks in an office environment. It is improbable that employees will travel for work; instead, they will spend much of their time on computers or taking calls or emails. Unless they fall under a particular alternate class code, the majority of professional office workers are included in the broad class code.
Clerical workers usually make up one or more of the workforce in most businesses. Most business kinds are almost always connected with a small number of office-only staff members. From a central office or location, these people might take calls, enter orders, and deploy service technicians.
Professional staff members who conduct outside sales are typically assigned to the somewhat more expensive class code, 8742. Workers who drive their own vehicle or use a business vehicle for work purposes are usually classified as class 8742.
Alternative State Class Codes for Office:
States occasionally stray from the NCCI-recommended industrial class code. For some business segments, they might demand the use of a state-specific class code in place of the NCCI code.
| Class Code | State |
|---|---|
| 953 | Office and Clerical | Delaware / Pennsylvania |
| 962 | Accounting Firm | Delaware / Pennsylvania |
| 8803 | Accountants and Auditors | NCCI |
| 8820 | Attorneys | NCCI |
| 8855 | Banks | NCCI |
| 8861 | Charitable Non-Profit- Professional Staff | NCCI |
Synonyms:office, secretarial, programmers, ISPs, IT advisory, phone answering services, designers, proofreaders, computer technicians, payroll preparation, bookkeeping, tax preparation, libraries, and museums
Workers Compensation is a national Agency, licensed throughout the United States.
Get the Best Office Insurance Coverage
Because their advisor does not have access to the most affordable insurance firms, many small business offices are overpaying for insurance coverage. Installment agreements based on predicted payroll that don’t change when payroll varies are used by other business owners. For every distinct state and kind of organization, we assist our clients in locating the most affordable insurance rates. Your company’s cash flow will be enhanced by our Pay As You Go payment options. New entrepreneurs and businesses with higher Experience Modification Ratings are the clients we work with. Since 2005, we have been writing insurance for offices.
Program Features
No Minimum Premium Requirements
Pay As You Go Work Comp – $0 Deposit
Guaranteed Cost and Deductible Options
National Nursing Home Expertise
More Markets for More Solutions . We shop renewals too
Commercial Package Insurance Options
What Does Workers' Comp Cover?
Workers comp coverage protects employees when injured. It makes good financial sense for both parties.
Accidents and injuries occur. These mishaps and claims are covered by a no-fault scheme called workers compensation insurance. In most states, it’s mandated by law.
- Lost income for workers who can't perform job duties
- Medical expenses for injury or illness on the job
- Retraining expenses for employees unable to return
- Permanent injury or disability for lasting injuries
- Survivor benefits if employees are killed on the job
Coverage does not protect employers from everything. Sometimes employees and employers can be negligent.
Workers compensation insurance may not always shield employers or employees from lawsuits brought on by workplace accidents.
- Injuries resulting from a violation of the law
- Accidents resulting from using drugs or alcohol
- Injuries that did not occur in connection with the job
- Clear company policy violations
- Injuries that did not occur in connection with the job
Lower Your Office Insurance Costs
For small enterprises, the cost of business insurance has been rising. The primary drivers of the cost increase in coverage have been workers compensation and general liability insurance. In order to offer our clients business insurance packages that are more reasonably priced, we have teamed with our insurance providers. Find out more about our office package insurance options:
- Workers Compensation and Employers Liability
- Office Liability Insurance
- Personal Property and Commercial Property
- Umbrella Liability and more
Not every class code or every line of insurance coverage will be offered in every state. For information on our general liability and workers compensation insurance programs, get in touch with one of our workers compensation specialists.
How Much Does Office Insurance Cost?
Under the clerical class code, our customers typically pay an average of $0.18 cents for workers compensation for every $100 of payroll. A general liability insurance coverage typically costs $475.00.
Workers Comp Costs
- Work Comp is priced based on payroll
- Your state and EMR Rating will affect your cost
- The type facility can modify rates
- Premium discounts and policy credits may apply
General Liability Costs
- GL rates are based on sales (rated per $1000)
- Gross revenue may affect pricing
- The type of skills matters to underwriters
- Prior clams and years in business affect pricing
- Office SIC codes vary by industry
How To Get Workers Comp
How Do I Get Started?
Here's what we need from you
- Business details, locations, FEIN or SSN
- Estimated annual payroll and job duties- class codes
- Claims info or loss history- if applicable
What Happens Next?
We go find for your best price
- Our software matches you with top-rated carriers
- Our agents apply and negotiate your lowest rates
- We present and recommend your best options
Real Agents, Fast Insurance Quotes
Compared to other insurance companies or organizations offering online workers compensation estimates, Workers Compensation is unique. We are authorities on ownership regulations, class codes, audits, and state legislation. The best workers’ compensation insurance quotes from reputable carriers are obtained through our quote procedure. Check it out for yourself. Give our professionals a call at or begin your online workers’ compensation quote request right now. You’ll be happy that you did.
Workers Compensation Info
- What is Workers Compensation?
- Workers Compensation Class Codes
- Experience Modification Rates
- How Much Does Workers Comp Cost?
- Workers Compensation by State
Workers Comp Programs
- Best Selling Workers Comp Programs
- Pay As You Go Insurance
- Self Monthly Workers Comp Reporting
- The Hartford Workers Compensation
- Multi-State Workers Comp Coverage
Employer Resources
- Workers Compensation Rates
- Rules for Workers Comp
- Frequently Asked Questions
- Find a Workers Comp Form
- Get Workers Compensation Quotes
Customer Service
- Certificate of Insurance
- Make a Payment
- Report a Claim
- Workers Compensation Insurance Audits
- Staff Directory
National Broker Services
- Insurance Agents
- Payroll Service Companies