Workers Comp For Staffing Agencies in Kansas
Locate State Laws, Fees, Guidelines, and Applications. Obtain Better Quotations and Useful Information.
Home > Workers Comp For Staffing Agencies in Kansas
We help business owners find the best workers comp insurance in Kansas
Kansas Work Comp Programs
Save Upto 30% with our top programs in Kansas.
Kansas Workers Comp Rates
Compare Workers comp rates and class codes for Kansas.
Kansas Work Comp Forms
Review Kansas workers compensation forms and applications.
Kansas Workers Compensation Laws
Find more information about Kansas workers comp rules.
Is Workers Comp Required in Kansas ?
Kansas Workers Compensation Requirements
In the state of Kansas, workers compensation insurance is a legal requirement for all employers.
Partners, LLC members, and sole proprietors are not automatically covered, though they are free to choose to be. If they want to be covered by workers compensation for staffing agencies, partners and sole proprietors must file a Notice of Election form (Form D-WC-113) with the state.
Corporate Officers are covered by default, but they have the option to opt out.
Executives who hold less than ten percent of the company’s stock are considered normal workers and need to be covered. Executives who possess ten percent or more of the company’s equity may choose not to be covered.
Coverage must include family members who do not fulfill the 10% ownership criteria for corporations or who are not the genuine proprietors of the business. They are unable to choose to be left out.
Workers Comp Exemptions in Kansas
When rating their total workers compensation expense, Sole-Proprietors, Partners, and LLC members that include themselves must use a payroll figure of $53,000.
In order to determine the cost of workers compensation insurance, corporate officers who are covered must use a minimum payroll of $1,000 per week ($52,000 Annual) and a maximum payroll of $4,100 per week ($213,200 Annual).
Kansas Workers Compensation Verification
A free online tool for confirming workers compensation insurance coverage is offered by the state of Kansas. Anybody can look for a company using its name or FEIN. Employers with coverage in the state under search will simply have their policy number and business name displayed in the results. The Kansas Department of Labor is in charge of maintaining the data.
How much is workers comp in KS?
Click or Call!
How is Workers Comp Calculated?
Property and casualty insurance (P&C Insurance) is the category under which workers compensation falls in the business insurance market. The premium for workers compensation is a distinct company expense from payroll costs, even though it is computed using predicted payroll wages and class codes. Employers in Kansas are able to deduct the cost of insurance from their taxes.
Every job classification code’s work comp rate is always given as a percentage of $100 in pay. Since an annual policy was created using predicted wages rather than actual salaries, it is always vulnerable to an audit.
Here is an illustration utilizing two class codes, each of which has a different expected payroll:
|
Class Code
|
Insurance Companies Rate Per $100
|
Estimated Annual Payroll
|
Divide Payroll by 100
|
|---|---|---|---|
|
8810 Clerical
|
$0.28 base manual rate
|
$25,000 (25000 divided by 100)
|
250
|
|
8835 Home Health Care
|
$1.75 base manual rate
|
$100,000 (100000 divided by 100)
|
1000
|
All you have to do is multiply each rate by its divided payroll to find the policy’s cost. When an employer’s payroll exceeds their initial projection, it is advantageous to recalculate their premium.
|
Class Code
|
Workers' Comp Calculator
|
Estimated Premium
|
|---|---|---|
|
8810 Clerical
|
$0.28 X 250
|
$70.00
|
|
8835 Home Health Care
|
$1.75 X 1000
|
$1,750.00
|
* In addition, terrorism, catastrophe, and other state surcharges, such as payments for a second injury fund or other state assessment fees, may result in additional premium costs.
Kansas Workers Compensation Insurance
Each state has its own rules governing the requirements for employee coverage and classification for rating premiums. Many states have varying rules for who is required to carry workers compensation insurance, and they employ class codes that are distinctive to their states.
You might need to purchase insurance for each state where your employees are based and employed if you have workers who travel out of state for business or who work in several states over the course of the year. You can typically get coverage for several states with a single insurance.
In Kansas, private insurance providers approved by the state to offer coverage are the source of Workers Compensation Insurance. If a business is unable to obtain coverage from a private company, it may apply to the Assigned Risk Pool, which is an alternative State Insurance Fund. You can navigate your best selections with the assistance of our specialists.
The class codes issued to your company and employees, the expected payroll, the covered states, the owner’s expertise, past policies, and workers compensation claims are just a few of the variables that determine the policy premium.
What Does Kansas Workers Comp Cover?
When a worker or covered subcontractor is hurt while on the job for your company, Kansas workers compensation insurance helps cover claim costs. Additionally, it protects your company from additional legal ramifications stemming from an employee’s injury. Coverage under work comp comprises:
Medical Costs
Medical costs incurred in connection with claims or injured workers are covered by workers compensation insurance. A coverage may cover the cost of an emergency room visit, necessary surgeries, and prescription medications, among other costs. For example, insurance might pay for an employee hurt in a slip and fall. Medical benefit coverage may also extend to cover longer-term costs like physical therapy or rehabilitation.
Employee Wages- Income Benefits
If an employee is wounded and unable to work, most business owners will not be able to pay them. In Kansas workers comp for staffing agencies Caifornia income benefits cover the majority of your employees’ lost wages in the event that they are unable to work due to a sickness or injury. For instance, in the event that a worker in the construction industry suffered a broken arm and missed eight weeks of work, the coverage would compensate the worker for lost income.
Short-Term and Long-Term Disabilities
An injury may occasionally result in a temporary or more permanent handicap. Workers compensation replaces some of the lost wages due to the disability and helps cover the cost of ongoing medical expenses. if a worker suffered an injury at work that required the amputation of a finger. For the loss of the finger, the employee may receive a permanent disability benefit in addition to some short-term disability coverage while they heal (referred to as an Impairment Rating).
Occupational Illness
Unexpected events may arise in the course of working in some types of contexts. For instance, workers may be exposed to chemical irritants during a chemical mixing operation, which could result in negative reactions and illness. The expense of treating a sickness contracted while on the job would be covered by a workers’ compensation coverage.
Funeral Expenses
Every year, almost 50,000 people pass away at work. A large number of individuals work in the haulage and construction sectors. The purpose of a workers compensation policy is to pay for these funerals and to give the employee’s family death benefits. The quantity of coverage in dollars is generally determined by state guidelines.
The No-Fault nature of workers compensation insurance is intended to shield employers from having to pay large settlements for workplace accidents. Numerous state statutes have Exclusive Remedy clauses that shield covered companies from these legal actions in return for granting their employees workers compensation insurance. Within thirty days, claims must be reported to a supervisor. Within 30 days of being notified, employers must also notify their insurance provider of any claims or mishaps.
How Does Workers Comp Work?
Workers comp coverage protects employees when injured. It makes good financial sense for both parties.
Accidents and injuries occur. These mishaps and claims are covered by a no-fault scheme called workers compensation insurance. In most states, it’s mandated by law.
- Lost income for workers who can't perform job duties
- Medical expenses for injury or illness on the job
- Retraining expenses for employees unable to return
- Permanent injury or disability for lasting injuries
- Survivor benefits if employees are killed on the job
Coverage does not protect employers from everything. Sometimes employees and employers can be negligent.
Workers compensation insurance may not always shield employers or employees from lawsuits brought on by workplace accidents.
- Injuries resulting from a violation of the law
- Accidents resulting from using drugs or alcohol
- Injuries that did not occur in connection with the job
- Clear company policy violations
- Injuries that did not occur in connection with the job
Enjoy the benefits of our Pay As You Go Workers Comp Options in Kansas .
$O Deposit or Minimum Down
We’ve developed Pay As You Go workers’ compensation programs that reduce or eliminate premium deposits and allow Kansas employers to report and pay premium based on actual payroll wages. Protect your business from audits.
Pay As You Go Workers Compensation
Lower Monthly Payments
With numerous of our insurance partners, we’ve worked out particular arrangements. To aid our business owners with their cash flow, we provide more flexible payment choices such as monthly reporting programs and plans with 12 equal installments.
Perfect for all Kansas Employers
Shop for Better Quotes
We assist Kansas business owners in finding the greatest value on workers compensation coverage at Workers Compensation . We can assist you in locating affordable prices for both installment plans and pay-as-you-go coverage.
Workers Comp on Your Terms
Get Better Kansas Workers Compensation Quotes
Kansas Workers Comp Specialists
Kansas has 20% less expensive workers compensation insurance rates than the US average. Employers in Kansas get excellent rates, but many companies aren't utilizing all of their opportunities for cost reductions. We provide numerous more options, such as Pay As You Go coverage, along with flexible payment plans at Workers Compensation.
Help with KS Class Codes
There are large differences in insurance rates throughout NCCI categorization codes. Before you purchase an insurance, let our KS Workers Compensation Specialists assist you in figuring out your exact workers compensation class codes. We'll assist you in obtaining the greatest coverage at the most affordable prices and ensuring that your company is appropriately classified.
Fast Workers Comp Quotes
We streamline and expedite the workers compensation quotation process. We recognize the value of your time. For this reason, we put in extra effort to speed up the estimate process, evaluate your rates and coverages, and provide your top choices. Your insurance quotes will typically be ready in less than a day.
Compare Rates With More Carriers
We're a National Agency, and we have tons of carriers offering work comp in Kansas . We have access to over 50 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote. We shop your renewal every year.
THE RIGHT QUOTE MAKES A DIFFERENCE.
A SUITABLE MODE FOR PURCHASING Workers Compensation Insurance
It may surprise you to learn that the price of a workers compensation policy in Kansas varies greatly depending on the insurance provider, underwriter, and agency.
- 10 Good Questions to Ask Your Agent
- Qualify for Pay As You Go Workers Comp
- Our best selling programs by industry
Insurance QUOTES
Real Agents, Fast Insurance Quotes
Compared to other insurance companies or organizations offering online workers compensation estimates, Workers Compensation is unique. We are authorities on ownership regulations, class codes, audits, and state legislation. The best workers’ compensation insurance quotes from reputable carriers are obtained through our quote procedure. Check it out for yourself. Give our professionals a call at or begin your online workers’ compensation quote request right now. You’ll be happy that you did.
Workers Compensation Info
- What is Workers Compensation?
- Workers Compensation Class Codes
- Experience Modification Rates
- How Much Does Workers Comp Cost?
- Workers Compensation by State
Workers Comp Programs
- Best Selling Workers Comp Programs
- Pay As You Go Insurance
- Self Monthly Workers’ Comp Reporting
- The Hartford Workers Compensation
- Multi-State Workers Comp Coverage
Employer Resources
- Workers Compensation Rates
- Rules for Workers’ Comp
- Frequently Asked Questions
- Find a Workers Comp Form
- Get Workers Compensation Quotes
Customer Service
- Certificate of Insurance
- Make a Payment
- Report a Claim
- Workers Compensation Insurance Audits
- Staff Directory
National Broker Services
- Insurance Agents
- Payroll Service Companies